Best AI for CFOs

Research notes on AI in finance work, by task

Index
Appendix E
Built
4 November 2026
Volume
1
This page
3 exhibits
  1. Best AI for CFOs
  2. Filers

EAppendix, A to E

What SEC filers say about AI in their own finance work

Published . 19 excerpts from 16 filers, filed 29 September 2025 to 20 August 2026.

The use-case notes quote SEC filings in which companies describe AI in finance work. This appendix gathers every one of those excerpts by company. Exhibit 1 holds the 6 companies describing AI in their own finance and accounting operations (7 excerpts); Exhibit 2 the finance-software companies describing their AI products to investors; Exhibit 3 counts the filers under each use case.

Exhibit 1.Filers on AI in their own finance work, by company

FilerExcerpt (quoted)FilingUse cases (our reading)
Expensify, Inc.EXFY, CIK 1476840For example we use AI Technologies to optimize our internal processes, including, but not limited to, analyzing and processing receipts, bills, and invoices, responding to customer support requests, and drafting personalized marketing communications.1Form 10-K, filed 26 February 2026Accounts payable, Expense audit
Linkhome Holdings Inc.LHAI, CIK 2017758Notwithstanding the use of AI in our application and with certain agent activities, we’ve yet to utilize AI within our financial reporting or internal control over financial reporting functions.2Form 10-K, filed 26 March 2026Close automation, Audit preparation
Nerdy Inc.NRDY, CIK 1819404Not only is all software development done almost exclusively with AI, we are using it to do everything from automate our back-office workflows to handle inbound and outbound calls and interactions with customers, and more.3Form 8-K, filed 7 May 2026Close automation
OLB GROUP, INC.OLB, CIK 1314196In accounting and finance, we are developing AI agents intended to automate invoice processing, reconciliation, residual calculations, expense categorization and routine financial close activities.4Form 10-Q, filed 14 August 2026Close automation, Accounts payable, Reconciliation, Expense audit
Triumph Financial, Inc.TFIN, TFIN-P, CIK 1539638In parallel, we are advancing a focused set of AI‑ and LLM‑enabled automation initiatives alongside pragmatic process simplification across decisioning, cash application, and collections.5Form 8-K, filed 21 April 2026Collections and cash application
Going forward, as AI and automation extend beyond the back office to encompass the entire factoring operation, we will continue to demonstrate these efficiencies across the business.5Form 8-K, filed 21 April 2026Collections and cash application
Worthington Steel, Inc.WS, CIK 1968487Adding AI to our transformation toolbox, both in operations and the back office, will allow our teams to focus on the critical 20 percent of their job that drives the most value for our business.6Form 8-K, filed 29 September 2025Close automation

Source: SEC EDGAR full-text search; the filings in the notes.

Exhibit 2.Finance-software filers on their AI products, by company

Listed software companies describing their own AI products. These are makers' statements, made in filings.

FilerExcerpt (quoted)FilingUse cases (our reading)
BILL Holdings, Inc.BILL, CIK 1786352We recently launched BILL AI, including our first suite of AI agents, which are designed to simplify and accelerate SMB workflows, including W-9 filings, customer support and assistance, touchless transactions, automatic reconciliations and complex invoice coding.7Form 10-K, filed 20 August 2026Accounts payable, Reconciliation
We use artificial intelligence (AI) to deliver strategic finance capabilities in one integrated platform that includes accounts payable (AP), accounts receivable (AR), expenses, forecasting, procurement, and more.7Form 10-K, filed 20 August 2026Forecasting
BLACKLINE, INC.BL, CIK 1666134In September 2025, we launched Verity, a comprehensive suite of AI capabilities that provides finance and accounting teams with a digital workforce of embedded and auditable AI.8Form 10-K, filed 26 February 2026Close automation, Reconciliation
On December 15, 2025, we acquired WiseLayer, (“WL” and such acquisition, the “WL Acquisition”), a New York-based company that has pioneered a digital workforce of AI-powered agents to automate complex, judgment-based finance and accounting processes.8Form 10-K, filed 26 February 2026Close automation
CASS INFORMATION SYSTEMS INCCASS, CIK 708781Audit resolution Workflow supported by AI utilizing our contract management platform as the primary data source.9Form 8-K, filed 23 April 2026Payment anomalies and fraud, Accounts payable
ExlService Holdings, Inc.EXLS, CIK 1297989In addition, we provide a suite of data and AI-led finance and accounting services that include financial planning and analysis, decision support, GAAP and STAT accounting, regulatory and statutory reporting, and compliance services in addition to core finance operations.10Form 10-K, filed 24 February 2026Variance analysis, Forecasting
Expensify, Inc.EXFY, CIK 1476840Concierge, our proprietary customer support engine powered by artificial intelligence (“AI”), helps new members set up an account, connect teammates, assign company policies and immediately sync Expensify with existing accounting, HR and travel systems.1Form 10-K, filed 26 February 2026Expense audit
Navan, Inc.NAVN, CIK 1639723We offer a comprehensive, all-in-one, AI-powered travel, payments and expense management solution designed to streamline the entire travel lifecycle, from booking and policy enforcement to payment processing, expense reconciliation, and reporting.11Form 10-K, filed 2 April 2026Expense audit
OneStream, Inc.OS, CIK 1889956With native AI and machine learning capabilities built specifically for Finance, our platform automates and streamlines workflows, accelerates analysis and improves forecast accuracy, equipping the Office of the CFO to report, predict and guide business performance.12Form 10-K, filed 26 February 2026Forecasting, Variance analysis
Vertex, Inc.VERX, CIK 1806837During the second quarter of 2025, we completed our strategic investment in Kintsugi, a San Francisco-based, AI startup focused on automating sales tax compliance for small and mid-size businesses (the “Kintsugi Investment”).13Form 10-K, filed 24 February 2026Tax research
WORKIVA INCWK, CIK 1445305We offer the only unified, AI-powered SaaS platform that brings customers’ financial reporting, sustainability management, and GRC together in a controlled, secure, audit-ready platform.14Form 10-K, filed 19 February 2026Audit preparation, Variance analysis
XBP Global Holdings, Inc.XBP, XBPEW, CIK 1839530Our P2P solution also records receipt of goods and invoices and performs AI-based three-way matching.15Form 10-K, filed 31 March 2026Accounts payable, Payment anomalies and fraud

Source: SEC EDGAR full-text search; the filings in the notes.

Exhibit 3.Filers under each use case

Distinct filers whose excerpts the notes place under each use case (our reading), by kind of filer. A filer may count under several.

Use caseOwn finance workSoftware makers
Forecasting03
Accounts payable23
Expense audit22
Collections and cash application10
Reconciliation12
Close automation41
Variance analysis03
Contract and lease data00
Tax research01
Treasury and FX00
Payment anomalies and fraud02
Audit preparation11

Source: Exhibits 1 and 2.

Notes

  1. SEC EDGAR, Expensify, Inc., Form 10-K filed 26 February 2026. www.sec.gov/Archives/edgar/data/1476840/000147684026000009/exfy-20251231.htm. Read 29 October 2026.
  2. SEC EDGAR, Linkhome Holdings Inc., Form 10-K filed 26 March 2026. www.sec.gov/Archives/edgar/data/2017758/000121390026034538/ea0281818-10k_linkhome.htm. Read 29 October 2026.
  3. SEC EDGAR, Nerdy Inc., Form 8-K filed 7 May 2026. www.sec.gov/Archives/edgar/data/1819404/000119312526211882/d326012dex991.htm. Read 29 October 2026.
  4. SEC EDGAR, OLB GROUP, INC., Form 10-Q filed 14 August 2026. www.sec.gov/Archives/edgar/data/1314196/000118518526003553/olbgroup10q063026.htm. Read 29 October 2026.
  5. SEC EDGAR, Triumph Financial, Inc., Form 8-K filed 21 April 2026. www.sec.gov/Archives/edgar/data/1539638/000153963826000014/tfin-shareholderletterx1q26.htm. Read 29 October 2026.
  6. SEC EDGAR, Worthington Steel, Inc., Form 8-K filed 29 September 2025. www.sec.gov/Archives/edgar/data/1968487/000119312525223315/ws-ex99_2.htm. Read 29 October 2026.
  7. SEC EDGAR, BILL Holdings, Inc., Form 10-K filed 20 August 2026. www.sec.gov/Archives/edgar/data/1786352/000162828026058238/bill-20260630.htm. Read 29 October 2026.
  8. SEC EDGAR, BLACKLINE, INC., Form 10-K filed 26 February 2026. www.sec.gov/Archives/edgar/data/1666134/000162828026011915/bl-20251231.htm. Read 29 October 2026.
  9. SEC EDGAR, CASS INFORMATION SYSTEMS INC, Form 8-K filed 23 April 2026. www.sec.gov/Archives/edgar/data/708781/000070878126000020/investorpresentation2026.htm. Read 29 October 2026.
  10. SEC EDGAR, ExlService Holdings, Inc., Form 10-K filed 24 February 2026. www.sec.gov/Archives/edgar/data/1297989/000129798926000008/exls-20251231.htm. Read 29 October 2026.
  11. SEC EDGAR, Navan, Inc., Form 10-K filed 2 April 2026. www.sec.gov/Archives/edgar/data/1639723/000162828026023250/navn-20260131.htm. Read 29 October 2026.
  12. SEC EDGAR, OneStream, Inc., Form 10-K filed 26 February 2026. www.sec.gov/Archives/edgar/data/1889956/000119312526076771/ck0001889956-20251231.htm. Read 29 October 2026.
  13. SEC EDGAR, Vertex, Inc., Form 10-K filed 24 February 2026. www.sec.gov/Archives/edgar/data/1806837/000110465926019165/verx-20251231x10k.htm. Read 29 October 2026.
  14. SEC EDGAR, WORKIVA INC, Form 10-K filed 19 February 2026. www.sec.gov/Archives/edgar/data/1445305/000144530526000016/wk-20251231.htm. Read 29 October 2026.
  15. SEC EDGAR, XBP Global Holdings, Inc., Form 10-K filed 31 March 2026. www.sec.gov/Archives/edgar/data/1839530/000110465926037421/xbp-20251231x10k.htm. Read 29 October 2026.

How filings were searched. Appendix D: where a person reviews.