Our summary. AI agents in a travel and expense platform that use trip, card and policy data to check spend. The maker says administrators see only exceptions that need attention.

Exhibit 1.The record: Navan

Fields every product record carries, in the same order. Words in quotation marks are the maker's; everything else is ours.

Field	Entry
What the AI does	With access to global inventory sources and every transaction type, Navan’s AI agents identify savings opportunities and give finance and travel teams a complete, real-time view of T&E.¹
Use cases (our reading)	Expense audit
Data and systems it names	using trip details, card data, and personalized policies to stop out-of-policy spend before it happens.¹
Where a person reviews	admins only focus on the exceptions that truly need attention.¹
Not stated on the pages read: data handling.
Public company	Yes: the SEC's company ticker file lists Navan, Inc. (NAVN), CIK 1639723.² Its filings on EDGAR.

Source: pages on navan.com, read 31 October 2026; the SEC's company ticker file; notes 1 to 2.

Exhibit 2.Navan in its SEC filings

We offer a comprehensive, all-in-one, AI-powered travel, payments and expense management solution designed to streamline the entire travel lifecycle, from booking and policy enforcement to payment processing, expense reconciliation, and reporting.³
Navan, Inc., Form 10-K filed 2 April 2026

Source: SEC EDGAR; note 3.

Notes

Navan, Navan Intelligence | AI Travel and Expense Management Agents. navan.com/intelligence. Read 31 October 2026.
SEC EDGAR, Company tickers file. www.sec.gov/files/company_tickers.json. Read 31 October 2026.
SEC EDGAR, Navan, Inc., Form 10-K filed 2 April 2026. www.sec.gov/Archives/edgar/data/1639723/000162828026023250/navn-20260131.htm. Read 29 October 2026.

Systems it names, indexed: Card programs and card data, Expense policies. Human review across all records. All products, A to Z. Methodology.